UNDERSTANDING UBER INJURY LAWSUITS AND LEGAL OPTIONS: WHAT YOU SHOULD KNOW

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

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Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Collisions can occur, leading uber & lyft accident lawsuit to potential passenger injuries.

This article explores the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.

Common Uber Injuries

When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

Uber’s Insurance Policy for Riders

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

How to File a Legal Action for Uber Injuries

In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.

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